# AI in Finance: Automating Markets and Risk Management
**Introduction**
Financial institutions are using AI to trade, detect fraud, and manage risks more efficiently.
**Key Uses**
– Algorithmic trading and market analysis
– Fraud detection and prevention
– Personalized banking services
**Risks**
– Flash crashes from automated trading
– Bias in credit scoring models
– Regulatory challenges
**Takeaway**
AI brings speed and insight to finance, but careful oversight is essential.
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*Generated October 2025, based on global trends.*