The sanctions seriously complicated the influx of fresh currency in Russian banks, leaving them – and their customers – in a situation of excess dollars of the old -style. In many foreign exchangers from bills issued many years ago, they refuse or change them at a disadvantage course. There are difficulties with the appeal of such a currency within the country. “Medusa” tells why it is important to study what color the banknotes in your hands, and can your savings turn into paper due to “old age”. What happened? Russians are refusing to receive cash dollars of old samples abroad, including Turkey, Thailand, Egypt, the UAE and other countries. “This is a sore subject,” the Vice-President of the Association of Tour operators of Russia (ATOR), Arthur Muradyan, admitted to the Rossiya newspaper. – In Russia, before traveling abroad, tourists are sold by old -style bills, and they already require a new sample abroad. ”Having served travelers and local Russian -speaking residents, if they do not refuse to take old bills abroad, then additional commissions are levied for their reception or change under a less favorable exchange rate compared to new banknotes. The banks in Russia introduced for the selection for the selection for their selection for their selection The customers of banknotes of the new sample and the reception of old ones, and such the largest players as Sberbank, VTB and Alfa-Bank, and completely stopped the exchange of old bills for new ones. Old-sample dollars can be changed using double converting: sell old bills, get rubles-and buy new dollars. But the loss on the difference in the courses may be significant. Or you have to pay a commission. In the State Duma, they believe that citizens are to blame themselves. “This is the problem of those who have acquired foreign currency and suddenly now realized that getting rid of it is not so simple,” said Anatoly Aksakov, chairman of the Duma financial market, in February 2025. The Central Bank did not publicly comment on the behavior of Russian banks. At the same time, there is no official ban on the exchange or receiving US dollars of an old -style. What are dollars of an old model? Old -sample dollars are bills issued before 2009. They differ in color: new banknotes are more blue (“colorful” analysis by bills of different years and nominal zones can be viewed in the material of RBC). You can know the year of issue of bills on it-the first letter of the serial number of the 1996 sample and subsequent years corresponds to the year of release of the series: for example, e-2004, J-2009. Officially, they can still be paid. All the Fed’s banknotes issued since 1914 are equivalent, that is, there is no difference from the point of view of the payment fund between the bills of the new and old samples, there is no “validity period” for dollars. But (!) American legislation obliging to accept any banknotes since 1914 concerns only state structures. But private companies and/or individuals have the right to independently decide whether or not by old bills, according to the world circulation, according to the US engraving and seal, circulate banknotes for two trillion dollars with denominations. The release of larger bills (500, a thousand, five thousand or ten thousand dollars) stopped in the 1970s, but they are still a payment tool because they were released after 1914. The US Minister Lawrence Summers called for the exciting of a hundred-dollar banknotes to combat crime and corruption. The banknote of 500 euros (at that time – six times more valuable than $ 100) is known under the nickname “Ben Laden”, he reminded. Buildings of a large face value are really popular in a criminal environment. According to the British Crime Agency Serious Organized Crime Agency (SOCA), 90% of all banknotes of 500 euros in the country are in the hands of representatives of the criminal world – they are easier to hide and the design of American banknotes are constantly changing to fake them. According to the update schedule, the following redesign, for example, waits for a banknote with a face value of $ 10 in 2026. So why do not accept my old dollars? Outside the United States, tend to keep bills on the balance sheet, because they are better off from. Russian banks are no exception, but because of the sanctions they became even more selective and more alarming-and they force those who want to have dollars issued after 2009. 2022, the United States banned the import of cash dollars to Russia, and the flow of foreign currency Kesh, which was previously received through their channels, almost completely exhausted. There are few new cash dollars even for those banks that are formally not under sanctions, since the US ban on dollars is wider than sanctions against specific financial organizations. Under sanctions, Russian banks have made cash dollars on their own, purchasing them from foreign banking banks. In May 2020, the president of the Moscow International Monetary Association, Alexei Mammontov, explained to RBC that the Russian market in dollars and euros provides 10-15 banks – first of all, large state and commercial banks with a large network of branches in the regions, as well as the “daughters” of foreign banks. After the imposition of sanctions, Russian banks no longer have foreign corresponding banks. In the spring of 2023, the Austrian Raiffeisenbank, which, after the start of the war and the introduction of sanctions, accounted, according to the anonymous top manager of the bank, 40-50% of all payments between Russia and the rest of the world, closed the cores to all Russian banks, with the exception of his “daughter”. In December 2023, US President Joe Biden allowed the American Ministry of Finance to impose secondary sanctions against foreign banks, which at least indirectly contributed to the bypassing of sanctions against Russia. For example, they may be prohibited from opening shortcuts in the United States or limiting their use, and their property in the States can be blocked. In November 2024, even Gazprombank, which worked as an important “payment gateway” for the entire Russian economy, fell under the US sanctions. As a result, according to the Central Bank on April 1, 2024, the correspondent ties of Russian banks with foreign currencies in “toxic” currencies decreased by 17%compared to October 2023, and compared to the beginning of 2022-by 55%of the Russian The limit is still valid for the withdrawal of cash from a currency account or deposit, which was opened until March 9, 2022, in the amount of not more than 10 thousand dollars or the equivalent amount in euros. The remaining funds can still be obtained in rubles. In March, the Central Bank extended the veto until September 2025. The equipment posted after September 9, 2022 are issued at the bank’s rate on the date of issue. For banks, there is still a ban on charging a commission from citizens when issuing a currency from accounts or deposits. From Russia, you can still export no more than 10 thousand dollars (or other currencies for this amount) to a person. And what if my accumulations are in old banknotes? If possible, stop holding cash savings in old bills. If you already have banknotes in your hands, firstly, not Desert: your dollars in any case will not turn into the “candy wrappers” in the foreseeable future. Secondly, look for the possibilities of profitable exchange of fresh data in telegram chats and on the forums of travelers and local residents. For example, Aviasales conducts an updated article where it collects data on the status of old and new bills in exchangers of different countries. The situation from one bank and an exchange point to another can differ within not only one country, but also the city. It is more cheaper, the economy slows down – and the ruble still remains at the level of 80 per dollar. What is the secret of a strong course? And when the dollar will cost 100 rubles again? Oil is getting cheaper, the economy slows down – and the ruble still remains at the level of 80 per dollar. What is the secret of a strong course? And when will the dollar again cost 100 rubles? Julia Starostina (Tagstotranslate) News
