In February 2025, French savers filed 5.8 billion euros more than they withdrew on their life insurance contracts. Figures never reached for 20 years for a month of February and which reflect the enthusiasm of the French for this placement. But another is close to it: the retirement savings plan. © DR / FREEPIK – The retirement savings plan is one of the most popular investments. Safeguarding safeguarded receiving savings alerts is unheard of for 20 years, note France Info: life insurance has indeed recorded its best month in February in almost twenty years, testifying to the growing enthusiasm that this placement arouses with French savers. The latter, according to data from the Professional Federation France Insurers, filed, in February 2025, 5.8 billion euros more than they withdrew on their life insurance contracts. The contributions paid is at their highest historic level, at 17 billion euros, up 2% over a year. Since the start of the year, contributions on these contracts have an increase of 6%, reaching 34.2 billion euros. The Director General of France Insurers, Paul Esmein, specifies: “We observe in February 2025 a continuation of the trend that we have now observed for more than a year, that is to say a good commercial dynamic on life insurance”. With 19 million holders for 56 million contracts, life insurance “represents in stock half of the main financial investments of French households” indicates France Insurers. To read also: Booklet A: The French prefer to place their savings on life insurance, are they right? The PER, a placement that reassures retirement savings plan (PER) follows the same dynamic. With 1.2 billion euros in payments in October 2024, specifies the site specialized in income, this product dedicated to the preparation of retirement recorded an increase of 24 % over one year. Its success can be explained by the fact that the PER is one of the last investments to tax exemption. But also by the societal situation. In the middle of a period of uncertainty as to the amounts that the French will touch when leaving working life, this product reassures. No wonder, therefore, that it broke collection records. >> Our service – Compare the performance of retirement savings plans (PER) thanks to our simulator receive our latest news each week, the flagship items to support your personal finances. (tagstotranslate) u00e9Pargne
