Bankinter convened a session aimed at patrimonial banking clients and other bank segments to analyze the main factors that explain the evolution of the real estate market, an investment asset that is very present in the portfolios of high assets. During this day, held at Hotel Casa Fuster in Barcelona, bank experts analyzed the perspectives of the aforementioned sector and the current macroeconomic context. The session opened the Bankinter territorial director in Catalunya, Emma Montserrat, who made an introduction in which she outlined data of the macroeconomic situation and highlighted some relevant aspects about the current environment of the real estate sector. “Our patrimonial bank is designed with an integral vision. We do not just offer financial solutions: we accompany the client in all its heritage decisions” Emma Montserratdirector territorial of Bankinter in Catalunya Emma Montserrat stressed that “Barcelona is one of the real estate markets with the greatest strength in Spain, which, in addition, presents a marked dynamism influenced at the moment The housing offer, as well as in other large cities in Spain. ” In this context, the director of Bankinter in Catalunya said that “the estimate of our experts is that prices will continue to rise, but we do not see signs of real estate bubble, as happened in the past.” OPPORTUNITIES IN INVESTATIVA INVESTATIMMA Montserrat also attracted attention to other areas of the sector because “there are opportunities beyond the residential market, such as in the logistics” and cited the possibilities offered by Bankinter in non -residential real estate interest among attendees. Deepening more in detail in the situation of this market, Juan Moreno, expert of the real estate sector of the Bankinter analysis and markets department, explained that “despite the fact that housing prices have once again beat estimates in 2024, by increasing 11.3%, the forecast is that they rise 5% in this 2025, in which they will continue to be supported by a solid labor market rental prices ”. During the day, held at Hotel Casa Fuster in Barcelona, bank experts analyzed the perspectives of the aforementioned sector and the current macroeconomic context Moreno said that, from the next year, “the increases should be moderated, placing themselves above a 3% increase in 2026, as an estimate.” The areas where a higher price increase is estimated in large cities, Mediterranean coast, the Canary Islands and the Balearic Islands, due to the concentration of the population and foreign demand. As for the office market, “the occupation rate has stabilized at levels close to 90% in Barcelona and Madrid, and even in Prime areas is at full -occupation levels, above 95%.” With regard to income, the analyst anticipated that “they rise to rhythms close to inflation.” The Bankinter analysis and markets team has just reviewed in three tenths its GDP growth estimate for Spain and has placed it in 2.5%The event also consisted of a specific part in which the current economic moment was analyzed and, in addition, the attendees could ask their questions and consultations to the director of the analysis and markets team, Ramón Forcada. Bankinter analyst expert in macroeconomics, Aránzazu Cortina, pointed out that growth in Spain remains at levels of strength with respect to other economies in Europe. The bank analysis and markets team has just reviewed its GDP growth estimate in three tenths and has placed it at 2.5%, while maintaining the 1.9% forecast by 2026. “The growth engine will be domestic demand, in particular private consumption and investment recovery, since the foreign sector will have a lower contribution to the dynamism of imports,” said Aránzaz Cortina. The change in defense spending policy can improve the medium -term growth prospects, but also assume an increase in public debt issuance The level of global uncertainty has risen before tariff tensions that, if extended over time, can affect the expectations of growth and inflation. On the other hand, in particular in the Eurozone, the change in the policy of expenditure in defense, in the absence of concretion of the measures and decalage until its implementation, can improve the perspectives of medium -term growth, although it can also mean an increase in public debt issuance, according to analysis and market estimates. In this environment, the ECB has not committed to any road map. Given this scenario, Bankinter experts consider that the types of this year can cut once again, possibly after visibility is acquired on the impact on prices of tariff and fiscal measures. Specific patrimonial advice in Catalunya The territorial director of Bankinter in Catalunya, Emma Montserrat, highlighted the differential nature that Bankinter has as a financial entity in this territory and whose levers in the client business is the quality of the service, innovation and specialization. The directive highlighted Bankinter’s potential in segments such as the business business and, within it, the international business, where the bank has a high degree of specialization, with centers and equipment responsible for solving the needs of the companies. He also highlighted the positioning of the bank in the client business of high assets, through its patrimonial banking segment, with a proposal of global value, very powerful and clearly differentiated. In all these segments, Bankinter aspires to continue gaining market share with the increase in the number of customers and the relationship with the current ones. In that regard, Emma Montserrat said that “our patrimonial banks is designed with an integral vision. We do not just offer financial solutions: we accompany the client in all its heritage decisions, with advice in three key areas-financial, real estate and alternatives linked to the real economy-because we understand that it needs a 360º management, which covers all the dimensions of its heritage.”
