Main placements of French savers, will life insurance and retirement savings be affected by the fall in financial markets, a consequence of American customs duties? According to Matthieu Silva Santos, from Goodvest, “you should not surreate”. Here is why. © Dziana Hasanbekava / Pexels safeguard safe receiving alerts savings while markets panic and world trade cards are rebatted by the application of customs duties decided by Donald Trump, we can legitimately wonder if our savings are threatened. While, according to the latest ACPR figures, life insurance and retirement savings represent 32.4% of the French financial assets, just over 2 billion euros, should we worry? Remove all our money to shelter it? No, Slit Matthieu Silva Santos on BFMTV.For the director of the offer & ISR at Goodvest, in fact, “we must not surreal. When you are in life insurance or in retirement savings plan (PER), it is not speculation, it is long-term investment ”. Instead of giving in to panic, it is better, he recommends, “trusting its long-term investment strategy”. He wants to be reassuring: “The decreases are often very brutal in the financial markets, but as soon as the emotion dissipates, the markets resume themselves. In 100% of cases, the markets go up, even if we cannot predict when ”. Read also: Stock Exchange: CAC 40 in free fall, customs duties cause a black Monday the director of the Circle of the Savings is optimistic of this tense period, holders of a life insurance contract can be tempted to secure their capital by moving their flows to a euro fund instead of investing in the financial markets. But Matthieu Silva Santos advises against it: “Do not move flows to the fund in euros. It is very easy to get out of the market and more difficult to return to it. When you miss the best grant days that follow, you flatten the long -term performance ”. Regarding the PER, he also responds to a long -term strategy, being blocked until retirement. Read also: Life insurance: euros funds or account units, what is the most? The director of the Cercle de l’Epargne, Philippe Crevel, is on the same position: “When the financial markets are heckled, it is not necessary to sell automatically, this is where losses are recorded,” he observes. And to advise: “It’s a good time to shop. French and European companies are in good health, and after turbulence, we should find increases in the equity markets ”. On the booklet A, finally, no consequence is to be feared, this placement not being subject to stock market fluctuations. >> Our service – save by testing our savings book comparator Receive our latest news each week, the flagship items to support your personal finances. (tagstotranslate) u00E9PANGNE
