This unknown and inexpensive protection is deductible from your income

On March 31, the end of the winter break and the resumption of rental expulsions will be sounded. A sad outcome to which the owners are constrained to mounted to rent unpaids. Unpaid which they can obtain reimbursement by opting for a system still too little used. © Capital/Freepik – The unpaid rent represents only 3.5% of rental contracts in France, according to the insurance broker Solly Azar, but they are sleeping nights for landlords so much the recovery procedures are complex. Save safeguarded Receiving Roman rental real estate alerts has already lost 25,000 euros in unpaid rents and legal costs to try to recover them, as part of a procedure that is only in its infancy. Jocelyne accumulates 1,200 euros in bailiff fees while his tenant has free parking for the simple reason that he no longer pays the rent. Mélanie cannot re -turn her apartment because her tenant left without warning with the keys and no longer adjusts the rent, she either. The unpaid rent represents only 3.5% of rental contracts in France, according to the insurance broker Solly Azar, but they are sleeping nights for landlord owners as the recovery procedures are complex. There is nevertheless a solution to protect themselves from unpaid rents, and which does not date from yesterday: the unpaid rent guarantee (GLI). But “it remains unknown to many owners, who do not measure the consequences of unpaid rents” and opt for a natural person guarantor, explains Valérie Imbert, director of Solly Azar customer services. No longer perceiving his rental income is however synonymous with financial difficulties when the landlord has not finished repaying the credit contracted to buy his property, whose reimbursement monthly is funded by the rent. Read also: Unpaid rent: Towards a guarantee set by the tenant, and no longer by the owner? Support for the recovery procedure GLI reimburses you from the first unpaid rent and, at Solly Azar in any case, until the sixth month following the service, to the tenant, of the expulsion judgment pronounced by a judge. The GLI of this insurance broker thus reimburses up to 30 months of unpaid rents. Whether it is this 30-month ceiling or the period of six months after the service of the expulsion judgment, “it is rare that we arrive at such extremities”, nuance Valérie Imbert. The Gli does not only reimburse the unpaid rent, it also covers the costs of the legal procedure and its organization. “The procedure for recovering unpaid rents is long, especially during the winter break (which prohibits expulsions from November 1 to March 31, editor’s note). Unlike the owners uninsured lessors, Solly Azar has for example the possibility of reserving hearings with the judges, to accelerate expulsions, ”explains Valérie Imbert. An asset of size in a context of engorged courts. The broker works with a network of lawyers and courts (the new name for bailiffs) present everywhere in France. Read also: Real estate purchase: Here is the real price of a new house 3% to 5% of tenant files are false protection for what price? On average, the GLI contribution represents around 3% of the monthly rent. An amount which depends on the professional situation of the tenant (employee on permanent contracts or auto-entrepreneur for example), his income, the city where the accommodation and the level of the rent is located. At Solly Azar, the landlord lessor of an apartment located in Vichy (Allier), rented 450 euros per month to a couple in permanent contracts excluding trial period earning 2,800 euros in total, will pay a monthly contribution of 17.63 euros. An amount also deductible from your reference tax income. The easiest way to combat the unpaid rent being to ensure that they do not occur, landlord owners can also call on a professional to detect fraudulent documents to examine the tenants’ application files. For 25 euros, Solly Azar screened them, with the help of specialized software and specialists in payroll sheets, which in particular check that social security contributions correspond well to the rates in force. “Between 3% and 5% of tenant files that are submitted to us are false and pay slips represent most of the fraudulent documents,” notes Valérie Imbert. Payable on the Internet, they seem more real than life … Receive our latest news every week your meeting with real estate news. (tagstotranslate) Rental real estate

Credit-Read More

// Function to fetch the latest posts
function fetchLatestPosts() {
const feedUrl = ‘https://newskiosk.pro/feed/’; // Replace with your blog’s RSS feed URL
fetch(feedUrl)
.then(response => response.text())
.then(str => new window.DOMParser().parseFromString(str, “text/xml”))
.then(data => {
const items = Array.from(data.querySelectorAll(“item”));
const latestPostsContainer = document.getElementById(“latest-posts”);
latestPostsContainer.innerHTML = ”; // Clear previous posts

// Shuffle the items array
const shuffledItems = items.sort(() => Math.random() – 0.5);

// Select the first 5 items from the shuffled array
const selectedItems = shuffledItems.slice(0, 5);

// Loop through the selected items and display them
selectedItems.forEach(post => {
const link = post.querySelector(“link”).textContent;
const description = post.querySelector(“description”).textContent;

// Create a new post element
const postElement = document.createElement(“div”);
postElement.classList.add(“latest-post”);
postElement.innerHTML = `

${description} Read more

`;

// Append the new post element to the container
latestPostsContainer.appendChild(postElement);
});
})
.catch(error => console.error(‘Error fetching the latest posts:’, error));
}

// Call the function to fetch and display the latest posts
fetchLatestPosts();