If most traditional banks apply entry fees when a saver pays money on their life insurance contract, some players have chosen not to apply it. Overview of the most efficient contracts of the year 2024. © Pixabay – The New Generation Euros Fund of Spirica has a very good performance. Save save Receive interest rate alerts when an amount of money is paid on a life insurance contract, some actors charge entry fees. These costs on payments reduce the capital placed even before it generates interest, which can therefore limit the performance of a life insurance contract. Thus, the Moneyvox financial information site has made a classification of the five most efficient contracts in 2024 Once the costs on deduced payments. So traditional banks generally apply costs on payments that can frequently reach 3 %, amplifier has made the decision not to apply. With a yield of 3.75 % net of management fees in 2024, the performance of the Euros of mutual amp fund then allows its life insurance contract to lead the classification of the most efficient contracts. With 1,000 euros placed, savers were able to accumulate 37.50 euros in interest last year, before deduction of social contributions. To read also: Life insurance: The lexicon to understand everything France Mutualist and placement-direct.fr complete the podiumla second place in the classification drawn up by Moneyvox is occupied by a mutual: France mutualist. Here again, the sums placed by its customers are not subject to any costs on payments. The net rate of management fees served in 2024 on its Euros fund reached 3.60 % net of management fees, or 36 euros of interest earned by placing 1,000 euros. On the podium also appears to be placement insurance-irect.fr. 1,000 euros invested in this contract also allowed savers to recover 36 euros in interest, before deduction of social contributions of 17.2 %. Finally, Carac Savings Patrimoine does not charge costs on the payments made by its customers. After having placed 1,000 euros, their customers were able to receive 35 euros in net interest in management fees. In fifth position, the new generation Euros Fund of Spirica has a very good performance due to the very good rate of return on the various life insurance contracts. 31.30 euros in interest could be generated with 1,000 euros placed for a year. Receive our latest news every day, selecting the main news of the day. (tagstotranslate) Int u00e9r u00eat
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